Why Get Pre-Qualified?

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.


Know your homebuying costs

Take this quiz to understand your costs before getting the keys to your home    

You may think the only cost you need to pay is the actual price of the property. But take this quiz and you'll see there is much more that goes into your home purchase... more 

Is a condo right for you?

Review the pros and cons of owning a condominium as you weigh your homebuying options

You're ready to move into a home of your own, but not sure what type of property best fits your needs. A condominium could be a good starter option for you...more

 

 

                                                                                                                                                                 

      

 

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